PhonePay Live

Advanced Payment Orchestration Platform

Professional payment gateway routing with intelligent failover, real-time analytics, and enterprise-grade security for modern businesses.

99.9%
Uptime Guarantee
0.8%
Starting Commission
24/7
Technical Support
5min
Quick Integration

Why Choose PhonePay Live?

Built for enterprise merchants who demand reliability, security, and performance at scale.

Intelligent Routing

Smart payment routing with real-time gateway health monitoring, automatic failover, and success rate optimization to maximize transaction approval rates.

Bank-Grade Security

PCI DSS compliant infrastructure with end-to-end encryption, fraud detection, and advanced monitoring to protect every transaction and customer data.

Real-time Analytics

Comprehensive dashboard with live transaction monitoring, detailed reporting, reconciliation tools, and business intelligence insights.

Ultra-Fast Settlement

Instant settlements with automated reconciliation, flexible payout schedules, and transparent fee structures. No hidden charges or delays.

Developer-First APIs

RESTful APIs with comprehensive documentation, SDKs for popular languages, webhook support, and sandbox environment for seamless integration.

Multi-Gateway Support

Integrate with 50+ payment gateways including major banks, wallets, and international providers. Single API for all payment methods.

Enterprise-Grade Security

Your security is our priority. We employ industry-leading measures to protect your business and customers.

PCI DSS Level 1

Highest level of payment security compliance

256-bit SSL

End-to-end encryption for all data transfers

Fraud Detection

AI-powered real-time fraud monitoring

SOC 2 Compliant

Audited security controls and procedures

Transparent Pricing

No setup fees, no hidden charges. Pay only for successful transactions.

Starter

1.5%
per successful transaction
  • Up to ₹10L monthly volume
  • Basic dashboard & reporting
  • Email support
  • T+1 settlements
Most Popular

Professional

1.0%
per successful transaction
  • Up to ₹1Cr monthly volume
  • Advanced analytics & reports
  • Priority support
  • Same-day settlements

Enterprise

0.8%
per successful transaction
  • Unlimited monthly volume
  • Custom integrations
  • Dedicated account manager
  • Instant settlements

Quick Integration

Get started with just a few lines of code. Our API is designed for developers who value simplicity and reliability.

api-integration.php
// Initialize PhonePay Live
$phonepay = new PhonePayLive([
    'merchant_id' => 'YOUR_MERCHANT_ID',
    'api_key' => 'YOUR_API_KEY',
    'environment' => 'production'
]);

// Create payment order
$order = $phonepay->createOrder([
    'amount' => 1000.00,
    'currency' => 'INR',
    'order_id' => 'ORDER_' . time(),
    'customer' => [
        'name' => 'John Doe',
        'email' => 'john@example.com',
        'phone' => '+91 9999999999'
    ],
    'return_url' => 'https://yoursite.com/success',
    'webhook_url' => 'https://yoursite.com/webhook'
]);

// Redirect to payment page
header('Location: ' . $order['payment_url']);
PhonePay Live

Ready to Transform Your Payments?

Join hundreds of businesses already using PhonePay Live to optimize their payment processing and increase revenue.